We all know that buying a property is an incredibly exciting time. But we can get caught up in the emotion and fail to do some essential homework! Prior to viewing a Property Arrange a mortgage planning appointment to ensure there will be no issues gaining a mortgage and that your lending budget matches your […]
Have you been declined for credit or a mortgage application? Or not sure what your chances are? Many customers that visit our mortgage adviser find themselves in a situation where they need to boost their credit score prior to being accepted, so we have decided to put together the short guide below. Follow the steps […]
Due to the buoyant and progressive sales market in 2017, Norman Morrow & Co. have recently joined forces with Northern Ireland’s largest mortgage broker, The Mortgage Shop. Occupying a newly refurbished and branded annex within the prominent and established Norman Morrow & Co. office, Stephen Corry from The Mortgage Shop will be a welcome addition […]
At The Mortgage Clinic when we provide mortgage advice to homebuyers we also provide expert insurance advice to protect the mortgage and family. Although it is unpleasant, it is important for homeowners and indeed for all of us to consider how they would cope financially in an emergency. It is vitally important that when you are spending money on Life […]
Nationwide Building Society has unveiled that potential first-time buyers usually save for approximately nine years in order to afford a house deposit and start climbing the property ladder. Co-Ownership have assured these buyers that they may be able to get on the property ladder in a shorter time. Data uncovered that a 20% deposit in […]
60% of mortgages are arranged by Independent Mortgage Advisors and that number is set to increase. Gone are the days when if you wanted a financial product as daunting – and expensive – as a mortgage you would pop into your local bank branch for a cosy chat with the manager. In N.Ireland, we have […]
Official figures have shown that the average house price in Northern Ireland is now £129,000. These figures highlight a rise of 4.4% over the year, according to a report by the Office for National Statistics, the Land Registry and other bodies. The report shows that the north west of England seen the largest increase for […]
A mortgage is probably the largest commitment that we will ever take out over the duration of our lives, and if taken out over 25 or 30 years we are never truly free of the largest monthly commitment until it is repaid in full. Of course taking out a mortgage and having the end goal […]
Buying your first home is an exciting time but can also be quite daunting. Before you have decided on the right property for you there is a lot to think about and this guide will hopefully prove useful. There can be a lot of disappointment and frustration unless you are properly prepared, we aim to […]