Buying your first home is an incredibly exciting time, especially in Northern Ireland as mortgage borrowers take advantage of what continues to be the most affordable homebuying region in the UK. According to the latest figures from UK Finance Regulated Mortgage Survey, the average home loan for first-time buyers in Northern Ireland is £101,000. When […]
If you’re ready to buy your first home, you already know the mortgage piece is crucial. According to the latest figures from UK Finance Regulated Mortgage Survey, the average home loan for first-time buyers in Northern Ireland is £101,000*. The mortgage process, with its many steps and decisions, can often feel overwhelming, especially for first […]
Are you ready to take the leap and purchase your first home? According to the UK Finance Regulated Mortgage Survey, the average loan size for first-time buyers in Northern Ireland is £101,000, so getting a mortgage is a crucial piece in the home-buying process. Making the decision to get a mortgage and to start the […]
First-time buyers in Northern Ireland are taking advantage of what continues to be the most affordable home-buying region in the UK. The average first-time buyer in Northern Ireland will get a loan for £101,000*, so getting that first mortgage is not only a milestone for first-time buyers, it’s a necessary step for their financial future. […]
We all know that buying a property is an incredibly exciting time. But we can get caught up in the emotion and fail to do some essential homework! Prior to viewing a Property Arrange a mortgage planning appointment to ensure there will be no issues gaining a mortgage and that your lending budget matches your […]
Have you been declined for credit or a mortgage application? Or not sure what your chances are? Many customers that visit our mortgage adviser find themselves in a situation where they need to boost their credit score prior to being accepted, so we have decided to put together the short guide below. Follow the steps […]
Due to the buoyant and progressive sales market in 2017, Norman Morrow & Co. have recently joined forces with Northern Ireland’s largest mortgage broker, The Mortgage Shop. Occupying a newly refurbished and branded annex within the prominent and established Norman Morrow & Co. office, Stephen Corry from The Mortgage Shop will be a welcome addition […]
At The Mortgage Clinic when we provide mortgage advice to homebuyers we also provide expert insurance advice to protect the mortgage and family. Although it is unpleasant, it is important for homeowners and indeed for all of us to consider how they would cope financially in an emergency. It is vitally important that when you are spending money on Life […]
The Chancellor recently announced with immediate effect, that first time buyers will pay 0% stamp duty on the first £300,000 for property purchases up to £500,000 in the autumn budget. This will come as welcome news in N.Ireland as there will be no stamp duty charged for a property up to £300,000, another bonus for […]