Many Northern Ireland homeowners can struggle when it comes to deciding if they need home insurance, will it be useful? Is it an expense you can justify? Will it be a hassle to set up?
You can easily compare quotes and find the best insurance policy for you at Compare NI.
In reality, investing in the protection of your home is easy and can save you a lot of stress and money if the worst happens. Here are 5 reasons you should get home insurance.
1. Put Your Mind at Ease
I am sure we can all agree that there are much more enjoyable ways to spend your money but can you put a price tag on peace of mind? With home insurance secured you can rest easy knowing that if your home is damaged you will be protected.
2. Be Protected Against Damage
You never know when a natural disaster could strike, a tree could fall on your house, or an electrical fire could leave your home in ashes. The benefit of having insurance is that you have options in case something terrible happens.
3. Protection Against Theft and Vandalism
Most times when talking about home insurance we tend to focus on the damage that the elements inflict – but you will also be protected against any theft and vandalism. If a window is broken, or a television is stolen home insurance can financially reimburse you, ensuring you don’t have to pay for others’ actions.
4. Coverage for Water Damage
Living in Northern Ireland exposes us to all kinds of extreme weather – specifically rain. Often roofs can leak or pipes can burst, leaving your entire home mouldy and water damaged. If you were to pay out of pocket to fix these issues it would be expensive, especially if you have to go to a hotel while the issues are fixed. Home insurance allows issues like these to be resolved a lot easier.
5. Be Covered for Personal Liability
You could be held liable if someone gets injured on your property. Many home insurance policies cover this, so you won’t have to worry about it. So if someone falls or hurts themselves in your home, you will be covered.
If you are interested in learning more about home insurance, check out Compare NI where you can compare home insurance quotes from several providers.